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What to Do If a Watch is Returned After the Insurance Claim is Paid?
Watches and jewelry items are common targets of theft out of the home, from your desk at work or your car. If a watch is valuable, such as an antique or a Rolex, you may end up filing a claim with your...
View ArticleHow to Calculate Depreciation for Insurance
Depreciation is the loss in value of an asset because of usage and/or the passage of time. You can calculate depreciation using a standard schedule (equal amounts every year) or an accelerated schedule...
View ArticleWhat Is Property Liability Insurance?
Owners of businesses and personal property can protect themselves from lawsuits by purchasing property liability insurance. This policy provides a safety net for individuals in the event of injury or...
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What Is Shipping Insurance?
Offered by most shipping companies, shipping insurance is a service that reimburses shippers for the cost or repair or replacement of shipped items that are damaged or lost while in the shipping firm's...
View ArticleWhat Are the Benefits of an Independent Insurance Broker?
Insurance is sold by two types of agents: captive and independent. Although both types of agents can help you purchase acceptable insurance products, the independent insurance broker typically offers...
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FDIC Safe Deposit Box Rules
An FDIC Bank deposit box offers the option of keeping your valuables in a secure location outside of the home. Items stored in a safe deposit box can generally be anything of importance such as deeds,...
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How to Get Cargo Insurance
Shipping items-no matter if it's by land, air or sea-comes with certain, often uncontrollable risks. When the item is of high value, be it financial or personal, getting cargo insurance can help...
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How to Insure Fine Art
Collecting fine art can be a culturally enriching but expensive hobby. This is especially true if you build up your collection with original paintings and other art pieces, rather than reproductions....
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How to Insure Engagement Rings
As unromantic as it may sound, your engagement ring is an investment and you should protect it with adequate insurance coverage. It’s not expensive or difficult to insure an engagement ring, and you...
View ArticleHow to Insure Computer Equipment
Computer equipment may be some of the most expensive personal property a person can own. As computers and related accessories become smaller and more portable, it is necessary to insure them not only...
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How to Insure Classic Cars
Classic cars are often admired at car shows for their old-fashioned look, meticulous upkeep and the memories they conjure up of days past. Because owners and collectors of classic cars spend much time...
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How to Insure Musical Instruments
How to Insure Musical Instruments. You finally splurged on that baby grand piano you've always wanted, or your child has outgrown his trumpet and his teacher recommends a new, more expensive model. You...
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How to Insure Art
If you have art that you know is valuable, make sure you get it appraised and insured. If you don't and it's lost in a fire or another disaster, you'll have to deal with the loss of a valuable piece of...
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What Are The Types of Insurance?
Insurance contracts are financial products that pool risk. This article should give a good summary of some of the major risks an individual faces and the appropriate insurance contracts that address...
View ArticleHow to Reduce Insurance Premiums
Paying insurance premiums is something that has become a necessary part of life, whether for your home or automobile. It is a means to protect your valuables should something ever happen to them and...
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How to Protect Items in a Storage Unit
Storage units provide an easy, cost-effective solution to the problem of having excess household items and not enough room to put them. However, most people do not think about how to protect and insure...
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